To find affordable auto insurance rates by reliable companies, do the following-
- Find the list of consumer complaint ratio. It shows the number of complaints an auto insurance company actually received against the number they didn't receive. Usually, it is shown per thousand claims filed. Now, just find the ratio by simple math. Lower the ratio, better the company. The list is usually in the website of department of insurance of the state. Now make a list of companies with affordable auto insurance rates. Now by comparing these two lists, you can find the company that means you are getting affordable auto insurance rates with more reliability.
- Contact the managers of nearby body shops and request them to recommend a auto insurance company or if they already have hands on good auto insurance quotes. These managers usually have to deal with insurance adjustment agents in a fairly regular basis. These insurance adjusters represent the attitude of the company so the managers have a fairly good idea about the companies. They know the insurance companies who will present you a smooth claim procedure and will not harass you. They also know which firms push aftermarket parts to cut their replacement costs instead of the original branded OEM parts.
- Check insurers' financial information. They are generally found in insurers’ websites. Remove companies with weak financial condition from your choices list. Attractive and easily affordable auto insurance rates will not benefit you if the company doesn’t have the money to give you any compensation.
Follow above tips and you will hopefully find affordable auto insurance rates with better reliability.
